***In the state of TX, must be 62 years or older.
Get cash-out to use however you want.
No monthly payments for the rest of your life.
Fix up or remodel your home.
Purchase a new retirement home
Pay-off medical bills or other debts you have
A reverse mortgage is a type of mortgage loan that the FHA (Federal Housing Administration) insures. A Reverse Mortgage is only available to homeowners aged 62 or older. There are no monthly payments require ever and it does not become due for as long as the homeowner lives in the property as their primary residence, continues to pay required property taxes and insurance and maintains the home as their primary residence.
Additionally, there are Proprietary Reverse Mortgage Lenders that make Reverse Mortgage loans available to Homeowners aged 55 or older. So, if you are not yet 62 years old, please still free to call on us and see if you can still qualify.
* Please note that in Texas both homeowners must be 62 years old.
95% reported that a reverse mortgage partially to fully met their financial needs
94% reported a greater peace of mind
89% described having a more comfortable lifestyle
93% reported that their reverse mortgage had a positive effect on their life
87% answered that they had a better quality of life
100% satisfied with our customer service
Is a Reverse Mortgage Right for You?
You Have Worked All Your Life For Your Home & It’s About Time Your Home Works For You!
Your home’s value may be the highest it’s been in some time. NOW is the time to take advantage of the steady equity growth we have recently had.
You could take out a partial lump sum, take monthly installments, or set up a line of credit that continues to grow to take advantage of your home value rising.
If your home currently has a mortgage or home equity loan, the Reverse Mortgage may pay off that debt, plus any other debt you wish.
Utilize the Reverse Mortgage for purchase and downsize or buy your dream retirement home and save funds for a nest egg.
Is a Reverse Mortgage Right for You?
You Have Worked All Your Life For Your Home & It’s About Time Your Home Works For You!
Your home’s value may be the highest it’s been in some time. NOW is the time to take advantage of the steady equity growth we have recently had.
You could take out a partial lump sum, take monthly installments, or set up a line of credit that continues to grow to take advantage of your home value rising.
If your home currently has a mortgage or home equity loan, the Reverse Mortgage may pay off that debt, plus any other debt you wish.
Utilize the Reverse Mortgage for purchase and downsize or buy your dream retirement home and save funds for a nest egg.
Any big financial decision like a reverse mortgage requires that you are confident – not only in the decision but also in who you trust to guide you through the process. Our well-experienced Reverse Mortgage Specialist will ensure a successful and positive experience.
Any big financial decision like a reverse mortgage requires that you are confident – not only in the decision but also in who you trust to guide you through the process. Our well-experienced Reverse Mortgage Specialist will ensure a successful and positive experience.
You must be at least 55 years old and own an FHA approved home with sufficient equity reserves. *62 years old if TX resident.
Our government requires all reverse mortgage applicants to undergo HUD approved counseling. This counseling is performed by an unbiased third-party agency and will only take about 30 minutes over the phone.
After you have completed counseling, we will set up a time to meet to go over your loan application and to help you obtain some of the required documentation.
When we have your completed application along with any additional required documentation – plus an appraisal with a confirmed value — then we will set up a closing date for you to sign the final closing documents.
Your reverse mortgage will be funded! After a three-day Right of Rescission, your proceeds will be distributed through the method of your choosing.
Find out how much equity you can access with our free estimate. Simply complete and submit the form above.
Our mortgage agents will contact you to verify your information and review your needs to develop a solution just for you
Receive the money in the following ways: Lumpsum cashout. Generous home equity line of credit for life. Monthly payments to you for life.
There are no monthly payments and timely reviews will determine if more funds are available as time goes by*
We value your privacy. The information that you provide to Reverse Mortgage Authority will only be used for the purpose of communicating directly with you regarding a potential or current loan service that you have engaged in. Your information will never be rented, sold or given to any third party.
Reverse Mortgage Authority is your trusted partner in unlocking the untapped potential within your home. With a commitment to transparency, expertise, and personalized service, we specialize in tailoring reverse mortgage solutions to empower homeowners ages 62 years old for FHA and 55 for proprietary.
Name: Forrest Layton
Title: Broker/Owner
Phone Number: 818-274-9969
Email Address: [email protected]
NMLS License: 457575
972-769-5242 | LAYTON FINANCIAL SERVICES CORP | DBA LAYTON MORTGAGE | DBA REVERSE MORTGAGE AUTHORITY | NMLS#1922806